Split and card payments

Real payments are rarely tidy. A customer may not have enough cash, want to top up with Mobile Money, and put the rest on a card. Split payment lets a single sale be settled with as many tenders as it takes, and card is available as one of those tenders.

How splitting works

At the tender screen the sale shows the total due. The cashier adds a payment line — cash, MTN MoMo, Orange Money or card — for part of the amount, and CEMAC POS immediately recalculates the remaining balance. Add another line, and the balance drops again. The sale only completes when the balance reaches zero, so it is impossible to close a sale that has not been fully paid.

• Add several payment lines to one sale
• Mix cash, MTN MoMo, Orange Money and card freely
• Running balance updates after each tender
• Card recorded as its own tender type
• Sale closes only when the balance is zero

Card as a tender

Card is recorded as a distinct tender so it shows separately in the day-end summary and flows correctly into the draft SYSCOHADA journal entry. As with Mobile Money, CEMAC POS records that a card payment was taken for a given amount; the card itself is processed on your own terminal, keeping the POS independent of any single acquirer.

Every tender on a split sale is stored on the same immutable sale record, so the breakdown — how much came in as cash, MoMo, Orange Money and card — is preserved exactly and can be reconciled tender by tender at close of day.